Your money,
finally clear.
Know exactly what you can spend today — and what you can send home. Built for people managing money across two worlds.
Free forever · No bank required · Android now
The problem
You've done this calculation in your head. Every month.
"Can I send $300 home this month?"
You open three apps, check two accounts, do the math yourself. Still not sure.
Family sends a WhatsApp.
They need something. You want to say yes. You don't know if you can.
Two lives. One budget.
You're saving for yourself and supporting your family. No app understands that.
Goji is the first app built for both.
Set up in 60 seconds.
No bank login needed. Just the information that matters to you.
Your Income
Salary, irregular income, or just your current balance
Your Home Commitment
Family support reserved FIRST — before your spending number
Your Number
Safe to Spend — after bills, after family support
One number. Two lives. Finally clear.
Safe to Spend
$847
What you can freely spend today
After family support
$647
What's truly yours to spend
No other app accounts for what you send home. Goji does.
Here’s exactly how it works.
No black box. Every number explained.
Technology that works for you
Voice Capture
Spent 500 rupees on lunch? Just say it. Voice entry, English only.
Weekly Insights
Goji notices patterns in your spending — specific to diaspora finance.
AI Coaching
Knows your budget and your obligations. Answers in plain English.
Voice entry available in English at launch. More languages coming soon.
Built by people who get it.
“I used to spend 20 minutes every month figuring out if I could send money home. Now I open Goji and I know in 3 seconds.”
Priya S.
Software Engineer, NYC. Originally from Mumbai.
“Dashain was coming and I had no idea if I could send enough home. Goji showed me exactly what I could send without touching my rent money.”
Rohan T.
Data Analyst, Seattle. Originally from Kathmandu.
“Finally an app that understands I have two financial lives. Not just one.”
Aarav M.
Product Manager, San Francisco. Originally from New Delhi.
Free forever. Not a trial. Not a trick.
Always free. No credit card required. No upgrade pressure.
| Feature | Free | Premium $17.99/mo · $169/yr | Shared $19.99/mo · $189/yr |
|---|---|---|---|
| Safe to Spend | ✓ | ✓ | ✓ |
| Family support commitment | ✓ | ✓ | ✓ |
| Manual + voice entry | ✓ | ✓ | ✓ |
| Unlimited history | ✓ | ✓ | ✓ |
| Weekly AI insight | ✓ | ✓ | ✓ |
| Budgets | 5 max | Unlimited | Unlimited |
| Goals | 3 max | Unlimited | Unlimited |
| Bills | 5 max | Unlimited | Unlimited |
| AI coaching | Monthly allocation — resets monthly | Unlimited + history | Unlimited + history |
| Bank sync (Plaid) | — | ✓ | ✓ |
| On-demand insights | — | ✓ | ✓ |
| Household budgeting | — | — | ✓ |
14-day free trial for Premium and Shared plans.
Built by the community.
For the community.
Goji started in the Nepali diaspora community in the US. Built by someone who does the same mental math every month. Designed for every immigrant managing money across two worlds.
“I built the app I needed.”
— Milan Budhathoki, Founder
Before you ask.
Available now.
Android available now. iOS — join the waitlist for early access.
Early access
Be among the first.
The first 100 members get 1 month of Goji Premium, free.
Reserve your spot→